What does it mean to be an accident outpatient and emergency medical expense in a life insurance con

Because of the medical expenses incurred, such as usual bumps, cat claws and dog bites, etc., and then reimbursed the type of insurance, if you don't buy this, then you don't have to pay.

Accidental outpatient and emergency medical expenses: If the insured needs to go to the hospital for outpatient and emergency treatment due to accidental injury, the company will pay the insurance benefit for accidental outpatient and emergency medical expenses according to the necessary and reasonable expenses actually incurred by the insured in the hospital, after deducting all compensation and compensation received by the insured from the government, social welfare institutions or any medical insurance benefits.

It is an additional accident medical insurance, which includes subsidies for outpatient, emergency, and medical expenses incurred by accidents.