Can commercial insurance still be reimbursed by swiping the medical insurance card for accidental ou

The first thing you need to do in the insurance is to file a report, and you need to have the same date as the invoice and the medical record. The inspection fee includes um, the report sheet is required. If it is a car accident and the perpetrator needs to be compensated, the commercial insurance will not pay compensation.

If you see a doctor due to an accidental injury, part of it will be reimbursed by the medical insurance, and the rest will be reimbursed by the insurance company (accident insurance has been purchased).

Most commercial medical insurance plans are indemnified. That is, the expenses you are reimbursed elsewhere cannot be overcompensated by the insurance company. This rule applies not only between commercial medical insurance, but also between commercial medical insurance and medical insurance reimbursement.

The principles of commercial medical insurance are divided into 2 categories:1Only the remainder of the coverage will be reimbursed:

Including the part below the minimum payment line, the part above the ceiling line and expenses beyond the reimbursement ratio of 50%-70% of the medical insurance, and then reimbursed according to the reimbursement ratio of commercial medical insurance, but the part of the self-payment content is still not reimbursed. 2.The remainder of the medical insurance is fully reimbursed both inside and outside:

This insurance is also reimbursed for the out-of-pocket component.

In principle, commercial insurance and medical insurance cannot be reimbursed again after reimbursement, this is only a compensatory insurance, unless in the process of previous reimbursement, and did not receive sufficient insurance costs.

Hope it helps! Kiss.