Our family of four lives in a rented house in Wuyishan, with only one room and one kitchen

In this case, only you have children in your hometown. Because the house outside is too small, the learning environment is not good, after all, the children are still young, can not go to such a good school, saying that if the outside school is not state-owned, most of them are private enterprises, and the teachers they hire are even more second-rate. They are all teachers with no academic qualifications who come to work.

Housing outside together with expensive rent. Vegetables are expensive, everything is expensive. I can only save money for the time being, and slowly earn money and save money.

Because it is not realistic to buy a house without two people with a fixed income. Because the cost of living is not small, it will not be able to change it at that time, and it will take decades to change the loan. You're going to be exhausted.

At the very least, you need a down payment of 150,000 yuan, which is tiring enough, and the house you buy must be very small. You can also ask your mother-in-law to take care of the older children.