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Are you New York State or New York City? Don't think about New York City, $160,000 is simply not enough. Housing prices in New York City are no lower than those in Beijing and Shanghai, 160,000 US dollars is equivalent to 1 million yuan, and 1 million yuan in Beijing and Shanghai is enough to buy a toilet, so don't expect to buy a bungalow in New York City.
I also know $500,000 who only buys a townhouse in New Jersey (and has to spend a 45-minute bus ride each day to commute to New York City), so 160,000 single-family bungalows are really unrealistic.
It's still possible to look at the whole of New York, at least the cost of living in "Upper New York" (upstate New York) isn't very high.
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