Is it a big problem for restaurants to buy group insurance but not separate insurance for employees?

Updated on Restaurant 2024-06-08
6 answers
  1. Anonymous users2024-01-24

    It should be that the employee can win the lawsuit, Nian Qing shouted that in case the employee has an accident, the restaurant still has to compensate the staff Zhengqingong, it is recommended that you buy it, at least the responsibility of the wild insurance is to buy, the happy enterprise insurance is a special liability insurance for the catering industry, which can avoid the employment risk of catering enterprises, reduce the labor cost of enterprises, and provide personal protection for employees.

  2. Anonymous users2024-01-23

    This is irrelevant, the one you buy is commercial insurance. As long as you buy social security for your employees, (even if you don't have group insurance), you will be fine, and you can also claim in group accident insurance in case of insurance. Commercial insurance is free to buy insurance, but I recommend that you buy employer's liability insurance is better, rather than buy group insurance, in case of an accident, you can first claim in the employer's liability insurance, and then pay for the insufficient part, if it is a group insurance, this is a kind of welfare for employees, even if you claim in the group insurance, employees can still ask you to compensate accordingly.

    Employer's liability insurance is to protect the interests of the employer, and group liability insurance is to protect the interests of the employee.

  3. Anonymous users2024-01-22

    Is the group insurance you buy to protect against accidents? If so, it can be replaced due to the change of group insurance personnel, and if it is bought on an individual, this insurance can only be used on an individual.

  4. Anonymous users2024-01-21

    It should be that the employee can win the lawsuit, in case the employee has any accident, the restaurant still has to compensate the employee, it is recommended that you buy it, at least the liability insurance is to buy, the catering enterprise employer liability insurance is a liability insurance for the catering industry, which can avoid the employment risk of the catering enterprise, reduce the labor cost of the enterprise, and provide personal protection for the employees.

  5. Anonymous users2024-01-20

    Group insurance on all employees are good to insure, anyway, it's not expensive, there are newcomers to you just say 1 3 months probationary period to buy insurance on the line, anyway, group insurance is very convenient whether it is surrender or insurance, call your salesman to get it!

  6. Anonymous users2024-01-19

    No, you must buy insurance for your employees.

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