What is the role of furniture insurance Which is better to buy than general home property insurance

Updated on furniture 2024-03-20
3 answers
  1. Anonymous users2024-01-23

    The younger brother is not only in Ping An for 2 years, and I am not too familiar with this piece of family property insurance, and I personally recommend that you consult with a professional salesman.

  2. Anonymous users2024-01-22

    Hello! Furniture insurance is a type of home property insurance, which mainly provides home property protection for furniture. Compared with general home property insurance, furniture insurance is more targeted, so the scope is also smaller. CM insurance experts recommend that you need the following before applying for insurance:

    1.The insured has an insurance interest in the subject matter of the insurance, and if most of the family's property has changed, it must go to the insurance company to change the content of the policy;

    2.Not all household property can be insured with furniture insurance, and property with uncertain specific value (such as calligraphy and paintings, antiques), daily necessities, etc. cannot be insured with furniture insurance;

    3.Don't overinsure, the insurance company follows the compensatory principle when compensating, and the insurance company will not compensate for the overinsured part.

  3. Anonymous users2024-01-21

    Hello! Household wealth is a testimony of hard work, and in order to improve the protection of your family's wealth, it is necessary to take out suitable furniture insurance in a timely manner. In a sense, furniture insurance is home insurance.

    What does furniture insurance do? Which Qi Zheng Heng is better to buy with general home property insurance? Furniture insurance coverage is relatively small.

    Furniture insurance is a type of home property insurance, which mainly provides home property protection for furniture. Compared with general home property insurance, furniture insurance is more targeted, so the scope is also smaller. Here are a few things you need before you can buy insurance:

    1. The insured has an insurance interest relationship with the subject matter of the insurance, and if most of the family's property has changed, it must go to the insurance company to change the content of the policy.

    2. Not all family property can be insured with furniture insurance, and property with uncertain specific value (such as calligraphy and painting, antiques) and daily necessities cannot be insured with furniture insurance.

    3. Don't overinsure. The insurance company follows the compensatory principle when making compensation, and the insurance company does not compensate for the overinsured part.

    To purchase high-quality and inexpensive furniture insurance, you need a formal insurance platform to choose. There are a variety of professional furniture insurance, and you are welcome to compare and buy.

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