What are the formalities for opening a restaurant in Montreal?

There is no need for a handling fee, but you need to pay a monthly management fee to the bank for your bank card. It should be 10 dollars. However, you can ask if BMO does not have a student ID card to reduce the policy.

Now most stores in Toronto can spend with bank cards, and some small restaurants may require more than a large amount of money to swipe bank cards without handling fees, but credit cards are generally fine. Rest assured.