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Anonymous users2024-01-23If it is not a lump sum payment, the buyer will also need to go to the bank to make a mortgage. To apply for a loan at the bank, the buyer and seller need to be present, and they must bring their original ID cards, income certificates, and sales contracts. When you apply for a loan, you can go directly to the bank's account manager and say that you want to take a mortgage on the property, and he will help you deal with it.
Generally speaking, the approval can be confirmed on the same day. However, sometimes there will be situations where the loan amount cannot meet expectations, such as the bank with a high appraisal price needs to re-evaluate, which will generally be extended by two or three working days. However, before applying for a mortgage, the buyer needs to have a number in his mind, if the property is relatively new, for example, after 2000, because the appraisal price is relatively high, the loan can generally be borrowed to 80%.
If it is a house before 2000, then the loan can generally only be made 6 or 70%. As for the bank supervision of the deposit and down payment, it can also be handled at the same time when applying for a mortgage, so as not to run errands back and forth.
As for the choice of banks, the intermediary suggested that the loan lines of the four major state-owned banks would be more lenient and more efficient. As for whether interest rates can be lowered, the policies implemented by each bank are basically the same, so there is no need to think more.
The air layer is caused by water, and it must be a water leak. Generally, it is the upstairs washroom that seeps water. According to common sense, it is not the problem of water pipes, if it is the problem of water pipes, then it is not as easy as the gas layer. >>>More
Buy a leather and make a few strokes of it should work, if not, you will find a professional company to dredge the sewer, but it will cost you.
Responsibilities of the restaurant. According to Article 37 of the Tort Liability Law, the manager of public places such as hotels, shopping malls, banks, stations, entertainment venues, etc., or the organizer of mass activities, fails to fulfill the obligation of safety and security. If the restaurant does not set up obvious warning signs at the slippery staircase to remind you to pay attention to the slippery feet, resulting in you falling and injuring yourself, it is obvious that the restaurant has not fulfilled its safety and security obligations. >>>More
Buy toilet unclogging agent online for a few bucks cheap. Last time, my toilet was blocked by my hair, and I called someone to ask for 200. I bought the dredging agent myself online and it was done.